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Ready for Homeownership?

Are you ready to own a home? Answer these questions to find out:

  1. Are you unhappy with renting?
  2. Do you have a steady income?
  3. Do you pay your rent and bills on time?
  4. Are you able to stick to a budget?
  5. Is your credit history in good shape?
  6. Do you plan to stay in the area for the next several years?
  7. Do you have some savings for a down payment and closing costs?
  8. Can you receive help from family, government subsidies or a bank loan?

If you answered yes to 6 or more of these questions, you are probably ready to become a homeowner. Use this section to learn how buying a home will make you a smarter saver. More money means more options.

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It is really important for someone to have his own house. - Marla Ahlgrimm